{"id":29234,"date":"2025-01-12T13:00:00","date_gmt":"2025-01-12T12:00:00","guid":{"rendered":"https:\/\/finbird.de\/corporate-finance\/template-2\/"},"modified":"2026-01-18T18:02:02","modified_gmt":"2026-01-18T17:02:02","slug":"growth-financing-acquisition-financing","status":"publish","type":"page","link":"https:\/\/finbird.de\/en\/unternehmenskunden\/unternehmensfinanzierung-akquisitionsfinanzierung\/","title":{"rendered":"Business and Acquisition Finance"},"content":{"rendered":"
\n\t\t\t\t
\n\t\t
\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Growth and Acquisition Financing<\/h1>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

finbird advises companies with financing organic growth, short-term capital needs and corporate acquisitions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tContact An Advisor<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Logo\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Logo\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Logo\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Logo\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Logo\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t<\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\tAll Partners<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Growth and Acquisition Financing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

We structure financing for our clients to employ organic growth, raise capital for operational purposes or for refinancing purposes. For inorganic growth projects, such as the acquisition of a company in the domestic market or in new markets, we advise companies on acquisition financing solutions. We work with a network of lenders and alternative capital providers to enable our clients to increase their capacities and implement their growth plans.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tContact An Advisor<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Information on Growth and Acquisition Financing<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Corporate finance supports company-specific financing needs, from investments in existing operations to expansion projects and substantial development investments. Corporate loans provide liquidity for companies that want to grow, innovate and develop operationally.<\/p>

Key figures for corporate finance<\/strong><\/p>

By utilizing commercial credit in their capital structure, companies can access more resources to pursue growth opportunities than they would be able to realize on their own through growing profits. This allows companies to remain competitive and grow without immediately having to give up company shares and entrepreneurial control. Corporate loans provide the necessary financial resources to cover operating costs, finance new research and development projects, or expand into new markets. Here, we explain some of the more important terms in corporate finance:<\/p>

Debt-to-income ratio, EBITDA, cash flow: <\/strong>In the context of corporate finance, there are some relevant key figures to consider that can be used to effectively manage a company. One of these figures is the debt-to-income ratio. It describes whether a company's financing is primarily provided by equity or debt. A high debt ratio, potentially enables faster growth, but is also associated with a higher financial default risk. A high equity ratio can mean that the company can finance itself from current cash flow or from reserves. Although interest rate risks are lower, financing from equity is also associated with the highest capital costs and return expectations. Taking on debt capital to a healthy extent can therefore help to accelerate corporate growth and development.<\/p>

EBITDA <\/strong>(Earnings Before Interest, Taxes, Depreciation, and Amortization \u2013 the profit before interest, tax, depreciation and amortization) \u2013 is a profitability ratio that provides an overview of a company's core operating performance, regardless of its financing structure or tax effects. It is often used to measure a company's operating ability to generate income and cash flow from its core business, for example, to service the principal payments of interest and amortization due on financing. The cash flow<\/strong> is an important\u00a0indicator<\/a>\u00a0<\/span>for assessing the\u00a0financial performance<\/a>\u00a0<\/span>of a company, since it only includes cash items and is less dependent on accounting estimates than net income, which is more prone to accounting policies<\/a>\u00a0<\/span>manipulation.<\/strong><\/p>

The Net working capital<\/strong> or Working Capital<\/strong> Net current assets or working capital provide information on whether a company has the necessary financial resources to invest in expansion and growth and how well it is prepared for times of economic crisis or temporary drops in sales.\u00a0<\/p>

Types of corporate financing<\/strong><\/p>

Before a company loan is granted, a detailed examination of the company's financial and earnings situation is usually necessary, an investigation of its borrowing capacity in the form of a rating, and an assessment of the profitability of the specific financing project. Corporate financing can include flexible repayment terms to match loan servicing with a project's cash flows. The aim is to achieve a debt-servicing capacity that is aligned with the expected cash flows of the company. Depending on the specific needs and requirements, there are therefore different forms of corporate and growth financing.<\/p>

Investment loans: <\/strong>These are long-term financing options that companies generally use for large investments or long-term projects. The amount, term and interest rate of an investment loan are fixed for a defined period of time, so that the monthly payments during the fixed-interest period are predictable. Investment loans are usually taken out for business expansions, leap-frog investments or for operationally-related, longer-term capital requirements.<\/p>

A Working capital loan <\/strong>offers a form of corporate finance that can be drawn on flexibly as needed and up to a certain amount. These revolving loans are suitable for companies and business models whose cash flows fluctuate when unexpected expenses arise or when a short-term bridge for operational expenses is needed. A working capital loan, also known as an overdraft facility, is often used to finance recurring operating costs or working capital. It ensures liquidity for a company's operations by securing current assets and ongoing operating costs.<\/p>

Large Loans: <\/strong>Large loans are used to finance larger investment projects, such as the acquisition of commercial real estate, a major modernization of fixed assets or other large-scale investment projects. Large loans are often secured by the asset or commercial real estate to be acquired, so that the risk for the lender is lower and companies receive risk-adjusted conditions as a result.<\/p>

Factoring<\/strong>\u00a0is a form of financing that increases liquidity by selling outstanding receivables to third parties. This can reduce liquidity bottlenecks if customers fall behind or delay payments.<\/p>

There are many different financing structures available for various purposes and financing occasions, which enable companies to take advantage of opportunities that would not otherwise be possible to employ with the appropriate speed, through financing from cash flow or reserves alone. With a well-structured financing mix, companies can plan for the long term, optimize their capital structure and take precautions from a risk perspective that promote the protection of the company's financial and earnings position.<\/p>

Key figures for acquisition financing<\/strong><\/p>

Acquisition financing allows companies or investors to raise capital for corporate acquisitions or mergers in order to promote operational growth through the strategic acquisition of entire companies or individual assets. Funds for corporate acquisitions can come from a variety of sources: bank loans, corporate bonds or the company's own funds. Debt structures for acquisitions often consist of loans that are structured on the basis of the available cash flows of the companies that have been merged to one entity after the acquisition.<\/p>

Target company and leveraged buyout (LBO): <\/strong>A Target company<\/strong> is the company that is to be taken over or merged with. During the due diligence process, i.e. the target company is thoroughly examined in the context of a transaction by the acquiring party. This covers the financial and earnings position, growth potential and market position to determine the company value as well as joint synergy potentials and goals after a transaction. Leverage Buyout<\/strong> (LBO) is an acquisition strategy used primarily by financial investors in a corporate takeover. In this case, a company is acquired with a high proportion of debt capital and the assets or the surpluses and cash flows of the target company serve as collateral or are used for the amortization of the acquisition financing. LBOs aim to increase the return on investment for investors through the leverage effect.<\/p>

Financing for corporate acquisitions: <\/strong>Acquisition financing refers to the financing required to purchase a company in its entirety or its individual assets. Acquisition financing can be structured from a variety of capital sources, such as equity, debt, secured and unsecured, mezzanine loans, short-term bridge financing or other credit instruments. In any case, structuring acquisition financing requires careful preparation of the process, which includes, among other things, examining the enterprise value, the available cash flows of the target company and the strategic objectives of the buyer.
Operational improvements or restructuring of existing credit commitments at the target company or the jointly established company often take place as part of the corporate takeover, which can lead to improved cash flow structures for the amortization of the acquisition financing.<\/p>

Synergies, goodwill and earnout structures: <\/strong>Synergies in the context of a corporate transaction usually refer to the combined value and performance of the two companies after the transaction, which is greater than the sum of the respective individual performance of each company alone. Synergies from a business combination can result from cost savings, higher cumulative revenues or improved efficiency of existing processes. The Goodwill<\/strong> is an intangible asset that extends beyond a company's tangible assets and arises from factors such as a strong corporate brand, established customer relationships or value-enhancing internal business processes. A Earnout structure<\/strong> An earn-out is usually agreed in transactions in which the payment of part of the purchase price of a company depends on the future development of the target company. This structure is often used when important actors, such as the company founder, is expected to continue to play an active role in the target company after the takeover by an acquirer. The earn-out ensures that the previous owners continue to be incentivized for the transitional period, while an acquirer can still draw on the experience of the founders. The structure aims to align the interests of the parties involved with regard to the development of the company, but also requires careful negotiations and clarification of expectations in advance in order to minimize disputes after the takeover.<\/p>

Types of acquisition financing<\/strong><\/p>

When considering acquisition financing, the target company's financial position and earnings, its current market position and future growth potential are evaluated. Relevant key figures such as EBITDA (earnings before interest, taxes, depreciation and amortization), the DSCR (debt service coverage ratio) and the LTV (loan-to-value \u2013 the lending value as a ratio of a security to be provided as collateral for the financing) help potential lenders determine the viability of acquisition financing and its associated risks. Financing terms will be based on liquidity forecasts for the group following the acquisition and should provide sufficient flexibility in the repayment terms to safeguard the financial position and performance of the target company and the group as a whole.<\/p>

Asset-backed financing: <\/strong>Asset-backed financing is a form of credit in which a company's assets serve as collateral for a loan. In most cases, this is based on an evaluation of the company's assets. These include, for example, receivables, inventories, machinery and buildings. A maximum loan amount is determined on the basis of the available assets, which are secured with the existing assets. Asset-backed financing is particularly suitable for companies that have assets but are having difficulty obtaining financing based solely on their financial situation.<\/p>

Unitranche loans:<\/strong> Unitranche financing is often used in the context of financing small to medium-sized companies. In this case, debt capital is provided in a single tranche of financing, which is usually structured into a senior and a subordination tranche of secured creditors. The different positions result in a blended interest rate for the borrower. This instrument is used, for example, in the context of leveraged buyouts (LBOs) and is often offered by credit funds. Unitranche providers primarily finance medium-sized corporate acquisitions. They can offer advantages in terms of security, speed and cost compared to traditional banking clubs or syndicates, as borrowers usually only have to deal with one or two unitranche providers, which speeds up coordination and decision-making processes and increases flexibility.<\/p>

Whole loans:<\/strong> A whole loan is the equivalent of a unitranche and a financial instrument that is primarily used in the corporate real estate sector. Whole loans combine senior and junior or first and subordinated financing tranches in one loan, usually with risk-adjusted conditions. Here too, liquidity is often provided by either a small number or only a single provider and companies such as property developers and project developers can realize financing without working directly with banks. Lenders benefit from the structure of cash paying loans as the outstanding amount is reduced over time through amortization. From the borrower's perspective, whole loans offer the opportunity to realize a larger debt ratio with a single financing. This is particularly important in difficult macroeconomic contexts where many borrowers are faced with higher loan-to-value ratios (LTVs) on their maturing loans. In addition, whole loans are currently still economically attractive compared to the cost of equity and contribute to the capital appreciation or feasibility of a project.<\/p>

Stapled Finance: <\/strong>Stapled Finance refers to the structuring of acquisition financing in advance of a corporate acquisition and on behalf of the target company to be sold. Since the financing of an acquisition is a critical success factor for a transaction, the target company can enter into discussions with banks or other financing partners in advance and put together suitable financing packages that are then available to a potential buyer at a later date, thus promoting greater transaction security and an acceleration of the acquisition process.<\/p>

PIK (Payment-In-Kind) financing: <\/strong><\/p>

In the case of so-called PIK loans (payment in kind loans), which are settled before equity in terms of the creditor position, no ongoing payment of interest and amortization is required. Instead, all interest accrued during the term of the loan is capitalized and added to the principal amount repayable at maturity. PIK financing is often subordinated to other loans. This structure is frequently used in primarily debt-financed company acquisitions or in situations where significant future cash flow is expected after the investment, e.g. from a sale.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Watermark\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Reference Cases<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t\t\tAfter a critical piece of machinery broke down, an industrial company faced potential production delays that could have resulted in significant revenue loss. To prevent this, a short-term bridge loan was taken out to immediately repair the equipment, as processing the insurance claim would have taken too long. The quick access to short-term alternative financing enabled a rapid restoration of production and manufacturing could resume with only minimal downtime. \t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\"Short-term\n\t\t\t\t\t\t\t\t\t\t\t\t\t
<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\tShort-term financing to prevent production failures<\/span>Germany<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t\t\tA medium-sized company had taken out various loans with different loan agreements that stood in the way of the company's development and had a lasting negative impact on cash flows. To alleviate the situation, the client wanted to consolidate the liabilities into a single, lower-interest loan. This strategic refinancing reduced the monthly interest and amortization payments by a significant amount and freed up cash flow for necessary investments such as the renewal of fixed assets. The transition went smoothly despite initial concerns about the impact on the company's credit rating, and allowed the company to strengthen its financial position.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\"Cost\n\t\t\t\t\t\t\t\t\t\t\t\t\t
<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\tCost savings through restructuring of existing liabilities<\/span>Germany<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t\t\tA company was planning to expand into a new geographic region and would need to invest in marketing and additional sales locations. The necessary market research and local market adaptation of the products required extensive resources. The project was primarily financed with an investment loan from the company's bank, together with the use of the company's own reserves. The planning of the capital expenditures and the implementation of the market entry strategy were well prepared and the company was able to successfully establish itself in the new region. \t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\"Financing\n\t\t\t\t\t\t\t\t\t\t\t\t\t
<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\tFinancing market entry in a new geographic region<\/span>Germany \/ Europe<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t\t\tA German software development firm, itself part of a financial investor's portfolio, planned to acquire a smaller competitor to expand its product offering and customer base. As part of the transaction, a structured financing process was carried out, which included an examination of the financial and earnings position as well as the market position of both companies. The acquisition financing had flexible repayment terms, which were based on the expected increase in joint cash flow after the acquisition. This enabled the buyer to smoothly integrate the competitor's assets and technology, significantly expanding its market position and innovative capabilities.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\"Strategic\n\t\t\t\t\t\t\t\t\t\t\t\t\t
<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\tStrategic acquisition of a competitor<\/span>Germany<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t\t\tA financial investor wanted to expand its portfolio of sustainable and high-margin companies in the chemical industry with a medium-sized company in this sector. As part of the structured finance process for the transaction, a combination of senior and mezzanine financing was arranged to provide sufficient leverage for the investor without overburdening the target company's cash flows. The financing structure included certain operational covenants as well as flexible repayment terms to take into account the cyclical nature of the chemical industry. The acquisition was operationally synergistic as the target company was able to access research and development capabilities within the portfolio and thus accelerate its own product innovations.\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t
\n\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\"Acquisition\n\t\t\t\t\t\t\t\t\t\t\t\t\t
<\/div>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\tAcquisition in the chemical industry to increase operational synergies<\/span>Germany<\/span><\/cite>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
\n\t\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t
\n\t\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t
<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tContact An Advisor<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t
\n\t\t\t\t\t\t
\n\t\t\t\t\n\t\t\t\t\t
What forms of corporate finance are there? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/g><\/g>minus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<\/g><\/g>plus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

There are many types of financing options for different business needs and occasions: short- and long-term commercial financing, secured and unsecured loans, and financing for specific business projects such as expansion, modernization or acquisitions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

\n\t\t\t\t\n\t\t\t\t\t
How do I choose the right corporate finance solution? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/g><\/g>minus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<\/g><\/g>plus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

When choosing the right corporate finance structure, you need to consider your company's financial position and earnings, as well as your specific growth and development plans, as these factors will have an important influence on the purpose and structure of your corporate finance. finbird conducts analysis as part of a comprehensive advisory service to evaluate critical corporate finance factors and advise on optimal financing options that fit the strategy and financial viability of your business and project.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

\n\t\t\t\t\n\t\t\t\t\t
What are the interest rates for corporate finance? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/g><\/g>minus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<\/g><\/g>plus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Corporate finance terms vary depending on the type of loan, the term and the financial situation of the company. finbird works with a network of financing partners to arrange competitive terms for clients that match the current market and the company's risk profile.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

\n\t\t\t\t\n\t\t\t\t\t
What do I need to apply for a business loan? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/g><\/g>minus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<\/g><\/g>plus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

The required documents include annual financial statements, tax returns, integrated corporate planning, and relevant information about the company's organization and owners. Depending on the type of financing and the lender's requirements, further documents may be necessary.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

\n\t\t\t\t\n\t\t\t\t\t
Can I refinance existing business loans? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/g><\/g>minus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<\/g><\/g>plus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

It is recommended that you regularly review your financing structure for refinancing and restructuring potential in order to improve current credit terms and agreements, reduce interest rates or combine several, possibly temporally incongruent loans into a single loan. Refinancing options can be tailored to current market conditions and the company's needs.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

\n\t\t\t\t\n\t\t\t\t\t
What is acquisition financing and how can I use it? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/g><\/g>minus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<\/g><\/g>plus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Acquisition financing is often arranged in connection with the purchase or takeover of a company or its assets. The liquidity provided can be used to take over a competitor or supplier, expand into new geographical markets or consolidate operations within one's own industry.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

\n\t\t\t\t\n\t\t\t\t\t
Are there different types of acquisition financing? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/g><\/g>minus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<\/g><\/g>plus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Acquisition financing is typically used for leveraged acquisitions, management buyouts or financing with earn-out components. Each financing structure can be tailored to specific acquisition scenarios. This ensures the necessary flexibility and adaptability to the client's strategies and current market conditions.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

\n\t\t\t\t\n\t\t\t\t\t
What factors do lenders consider when reviewing an acquisition finance proposal? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/g><\/g>minus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<\/g><\/g>plus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

In the context of acquisition financing, lenders usually examine several relevant factors of the transaction, such as the financial and earnings position of both the buyer and the target company, the forecast cash flow of the companies after the transaction, and general market conditions. Here, comprehensive preparation and a professional and targeted approach to potential lenders are important.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

\n\t\t\t\t\n\t\t\t\t\t
What does the collaboration on structuring an acquisition financing look like? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/g><\/g>minus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<\/g><\/g>plus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

finbird is working with its clients to structure acquisition financing in the context of a takeover. The financing must be aligned with the strategy and financial viability of the target company. This includes determining the right debt-to-income ratio and negotiating the specific credit terms as part of the transaction.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t

\n\t\t\t\t\n\t\t\t\t\t
How confidential is the structured financing process? <\/div><\/span>\n\t\t\t\t\t\t\t\n\t\t\t<\/g><\/g>minus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<\/g><\/g>plus-circle<\/title>Created with Sketch Beta.<\/desc> <\/defs> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

Confidentiality is of the utmost importance in the acquisition process and finbird ensures this through secure data processing and compliance with all relevant data protection laws, which are taken into account in all our activities and communications.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Financing Process<\/h2>\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t

The structured financing process for business or acquisition finance begins with an initial consultation to understand your company's specific needs, upcoming projects and strategy. The company's financial and earnings position, its financial situation and the individual growth potential of the projects are incorporated into the analysis. We then examine all conceivable financing options, evaluate each one according to its individual conditions and structure a financing solution that best suits the objectives of the requesting company. Once we have determined the appropriate financing structure, we support our clients in preparing the transaction documents and assist them in approaching potential financing partners in a structured manner until the transaction is completed.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t

\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tContact An Advisor<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t
\n\t\t\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Schwarzes\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t

Commercial Real Estate Finance<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Schwarzes\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t

Project Finance<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Schwarzes\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t

Senior Debt<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Schwarzes\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t

Private Debt and Whole-Loan Financing<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Schwarzes\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t

Alternative Lending and Subordinated Debt<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Schwarzes\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t

Refinancing and Restructuring<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\"Gelbes\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t\t

Back to Corporate Finance Services<\/h4>\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
\n\t\t\t\t\t
\n\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Expertise and Insights from the Financing World<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t\n\n\t\t\n\t\t\n\t\t\n\t\t\n\n