{"id":3151,"date":"2025-01-07T15:00:00","date_gmt":"2025-01-07T14:00:00","guid":{"rendered":"https:\/\/finbird.de\/?page_id=3151"},"modified":"2026-05-04T13:08:04","modified_gmt":"2026-05-04T12:08:04","slug":"kreditrechner","status":"publish","type":"page","link":"https:\/\/finbird.de\/de\/kreditrechner\/","title":{"rendered":"Kreditrechner f\u00fcr die Baufinanzierung"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"3151\" class=\"elementor elementor-3151\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc49585 e-con-full e-flex e-con e-parent\" data-id=\"bc49585\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f2e1307 elementor-widget elementor-widget-jet-engine-component-45627\" data-id=\"f2e1307\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"jet-engine-component-45627.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<style>.elementor-45627 .elementor-element.elementor-element-40206c8{--display:flex;--min-height:90vh;--flex-direction:column;--container-widget-width:100%;--container-widget-height:initial;--container-widget-flex-grow:0;--container-widget-align-self:initial;--flex-wrap-mobile:wrap;--justify-content:center;--overlay-opacity:0.85;}.elementor-45627 .elementor-element.elementor-element-40206c8:not(.elementor-motion-effects-element-type-background), .elementor-45627 .elementor-element.elementor-element-40206c8 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-position:center center;background-size:cover;}.elementor-45627 .elementor-element.elementor-element-40206c8::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .elementor-background-video-container::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .e-con-inner > .elementor-background-video-container::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .elementor-background-slideshow::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .e-con-inner > .elementor-background-slideshow::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .elementor-motion-effects-container > .elementor-motion-effects-layer::before{--background-overlay:'';background-color:transparent;background-image:linear-gradient(90deg, var( --e-global-color-eb3c29e ) 35%, var( --e-global-color-c9eb684 ) 100%);}.elementor-45627 .elementor-element.elementor-element-28642bd{--display:flex;--margin-top:125px;--margin-bottom:50px;--margin-left:0px;--margin-right:0px;--padding-top:25px;--padding-bottom:25px;--padding-left:25px;--padding-right:25px;}.elementor-45627 .elementor-element.elementor-element-ea5c141 .elementor-heading-title{font-family:var( --e-global-typography-6fe43e8-font-family ), Sans-serif;font-size:var( --e-global-typography-6fe43e8-font-size );font-weight:var( --e-global-typography-6fe43e8-font-weight );line-height:var( --e-global-typography-6fe43e8-line-height );letter-spacing:var( --e-global-typography-6fe43e8-letter-spacing );word-spacing:var( --e-global-typography-6fe43e8-word-spacing );color:var( --e-global-color-accent );}.elementor-45627 .elementor-element.elementor-element-8cb7e1b .elementor-heading-title{font-family:var( --e-global-typography-c69435a-font-family ), Sans-serif;font-size:var( --e-global-typography-c69435a-font-size );font-weight:var( --e-global-typography-c69435a-font-weight );line-height:var( --e-global-typography-c69435a-line-height );letter-spacing:var( --e-global-typography-c69435a-letter-spacing );word-spacing:var( --e-global-typography-c69435a-word-spacing );color:var( --e-global-color-ae76eea );}.elementor-45627 .elementor-element.elementor-element-8cb7e1b{margin:0px 0px calc(var(--kit-widget-spacing, 0px) + 0px) -5px;}.elementor-45627 .elementor-element.elementor-element-2eed972 .elementor-heading-title{font-family:var( --e-global-typography-9049725-font-family ), Sans-serif;font-size:var( --e-global-typography-9049725-font-size );font-weight:var( --e-global-typography-9049725-font-weight );line-height:var( --e-global-typography-9049725-line-height );letter-spacing:var( --e-global-typography-9049725-letter-spacing );word-spacing:var( --e-global-typography-9049725-word-spacing );color:var( --e-global-color-05ad663 );}.elementor-45627 .elementor-element.elementor-element-be9e6c4{--spacer-size:35px;}.elementor-45627 .elementor-element.elementor-element-e9cd174 .elementor-button{font-family:var( --e-global-typography-842b935-font-family ), Sans-serif;font-size:var( --e-global-typography-842b935-font-size );font-weight:var( --e-global-typography-842b935-font-weight );line-height:var( --e-global-typography-842b935-line-height );letter-spacing:var( --e-global-typography-842b935-letter-spacing );word-spacing:var( --e-global-typography-842b935-word-spacing );fill:#101820;color:#101820;background-color:#D8EF11;padding:13px 40px 15px 40px;}.elementor-45627 .elementor-element.elementor-element-095c9a4{--spacer-size:5px;}.elementor-45627 .elementor-element.elementor-element-ecc6afa .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:last-child){padding-block-end:calc(25px\/2);}.elementor-45627 .elementor-element.elementor-element-ecc6afa .elementor-icon-list-items:not(.elementor-inline-items) .elementor-icon-list-item:not(:first-child){margin-block-start:calc(25px\/2);}.elementor-45627 .elementor-element.elementor-element-ecc6afa .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item{margin-inline:calc(25px\/2);}.elementor-45627 .elementor-element.elementor-element-ecc6afa .elementor-icon-list-items.elementor-inline-items{margin-inline:calc(-25px\/2);}.elementor-45627 .elementor-element.elementor-element-ecc6afa .elementor-icon-list-items.elementor-inline-items .elementor-icon-list-item:after{inset-inline-end:calc(-25px\/2);}.elementor-45627 .elementor-element.elementor-element-ecc6afa .elementor-icon-list-icon i{color:var( --e-global-color-accent );transition:color 0.3s;}.elementor-45627 .elementor-element.elementor-element-ecc6afa .elementor-icon-list-icon svg{fill:var( --e-global-color-accent );transition:fill 0.3s;}.elementor-45627 .elementor-element.elementor-element-ecc6afa{--e-icon-list-icon-size:14px;--e-icon-list-icon-align:center;--e-icon-list-icon-margin:0 calc(var(--e-icon-list-icon-size, 1em) * 0.125);--icon-vertical-align:center;--icon-vertical-offset:0px;}.elementor-45627 .elementor-element.elementor-element-ecc6afa .elementor-icon-list-icon{padding-inline-end:0px;}.elementor-45627 .elementor-element.elementor-element-ecc6afa .elementor-icon-list-text{color:var( --e-global-color-ae76eea );transition:color 0.3s;}@media(max-width:1250px){.elementor-45627 .elementor-element.elementor-element-40206c8{--min-height:70vh;}.elementor-45627 .elementor-element.elementor-element-40206c8::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .elementor-background-video-container::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .e-con-inner > .elementor-background-video-container::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .elementor-background-slideshow::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .e-con-inner > .elementor-background-slideshow::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .elementor-motion-effects-container > .elementor-motion-effects-layer::before{background-color:transparent;background-image:linear-gradient(90deg, var( --e-global-color-eb3c29e ) 75%, var( --e-global-color-c9eb684 ) 100%);}.elementor-45627 .elementor-element.elementor-element-ea5c141 .elementor-heading-title{font-size:var( --e-global-typography-6fe43e8-font-size );line-height:var( --e-global-typography-6fe43e8-line-height );letter-spacing:var( --e-global-typography-6fe43e8-letter-spacing );word-spacing:var( --e-global-typography-6fe43e8-word-spacing );}.elementor-45627 .elementor-element.elementor-element-8cb7e1b .elementor-heading-title{font-size:var( --e-global-typography-c69435a-font-size );line-height:var( --e-global-typography-c69435a-line-height );letter-spacing:var( --e-global-typography-c69435a-letter-spacing );word-spacing:var( --e-global-typography-c69435a-word-spacing );}.elementor-45627 .elementor-element.elementor-element-2eed972 .elementor-heading-title{font-size:var( --e-global-typography-9049725-font-size );line-height:var( --e-global-typography-9049725-line-height );letter-spacing:var( --e-global-typography-9049725-letter-spacing );word-spacing:var( --e-global-typography-9049725-word-spacing );}.elementor-45627 .elementor-element.elementor-element-e9cd174 .elementor-button{font-size:var( --e-global-typography-842b935-font-size );line-height:var( --e-global-typography-842b935-line-height );letter-spacing:var( --e-global-typography-842b935-letter-spacing );word-spacing:var( --e-global-typography-842b935-word-spacing );}}@media(max-width:767px){.elementor-45627 .elementor-element.elementor-element-40206c8::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .elementor-background-video-container::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .e-con-inner > .elementor-background-video-container::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .elementor-background-slideshow::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .e-con-inner > .elementor-background-slideshow::before, .elementor-45627 .elementor-element.elementor-element-40206c8 > .elementor-motion-effects-container > .elementor-motion-effects-layer::before{background-color:transparent;background-image:linear-gradient(90deg, var( --e-global-color-eb3c29e ) 100%, var( --e-global-color-c9eb684 ) 100%);}.elementor-45627 .elementor-element.elementor-element-28642bd{--margin-top:25px;--margin-bottom:25px;--margin-left:0px;--margin-right:0px;--padding-top:10px;--padding-bottom:10px;--padding-left:10px;--padding-right:10px;}.elementor-45627 .elementor-element.elementor-element-ea5c141 .elementor-heading-title{font-size:var( --e-global-typography-6fe43e8-font-size );line-height:var( --e-global-typography-6fe43e8-line-height );letter-spacing:var( --e-global-typography-6fe43e8-letter-spacing );word-spacing:var( --e-global-typography-6fe43e8-word-spacing );}.elementor-45627 .elementor-element.elementor-element-8cb7e1b{text-align:start;padding:0px 0px 0px 0px;}.elementor-45627 .elementor-element.elementor-element-8cb7e1b .elementor-heading-title{font-size:var( --e-global-typography-c69435a-font-size );line-height:var( --e-global-typography-c69435a-line-height );letter-spacing:var( --e-global-typography-c69435a-letter-spacing );word-spacing:var( --e-global-typography-c69435a-word-spacing );}.elementor-45627 .elementor-element.elementor-element-2eed972 .elementor-heading-title{font-size:var( --e-global-typography-9049725-font-size );line-height:var( --e-global-typography-9049725-line-height );letter-spacing:var( --e-global-typography-9049725-letter-spacing );word-spacing:var( --e-global-typography-9049725-word-spacing );}.elementor-45627 .elementor-element.elementor-element-e9cd174 .elementor-button{font-size:var( --e-global-typography-842b935-font-size );line-height:var( --e-global-typography-842b935-line-height );letter-spacing:var( --e-global-typography-842b935-letter-spacing );word-spacing:var( --e-global-typography-842b935-word-spacing );}}@media(min-width:768px){.elementor-45627 .elementor-element.elementor-element-40206c8{--content-width:1600px;}.elementor-45627 .elementor-element.elementor-element-28642bd{--width:65%;}}@media(max-width:1250px) and (min-width:768px){.elementor-45627 .elementor-element.elementor-element-28642bd{--width:100%;}}\/* Start custom CSS for heading, class: .elementor-element-8cb7e1b *\/@media (max-width: 1024px) {\n    .elementor-45627 .elementor-element.elementor-element-8cb7e1b {\n        hyphens: auto;\n        text-wrap: balance;\n    }\n}\/* End custom CSS *\/\n\/* Start custom CSS for heading, class: .elementor-element-2eed972 *\/.elementor-45627 .elementor-element.elementor-element-2eed972 {\n    text-wrap: balance;\n}\/* End custom CSS *\/\n\/* Start custom CSS for icon-list, class: .elementor-element-ecc6afa *\/.elementor-45627 .elementor-element.elementor-element-ecc6afa .elementor-icon-list-item:has(.elementor-icon-list-text:empty) {\n    display: none;\n}\/* End custom CSS *\/\n\/* Start custom CSS for container, class: .elementor-element-40206c8 *\/.elementor-45627 .elementor-element.elementor-element-40206c8 {\n    transition: none;\n}\/* End custom CSS *\/<\/style><style type=\"text\/css\">.jet-component-instance-3994.jet-listing-grid--45627 .elementor-element.elementor-element-40206c8:not(.elementor-motion-effects-element-type-background), .jet-component-instance-3994.jet-listing-grid--45627 .elementor-element.elementor-element-40206c8 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/images\/other\/mortgage-investment.jpg\");}@media(max-width:1250px){.jet-component-instance-3994.jet-listing-grid--45627 .elementor-element.elementor-element-40206c8:not(.elementor-motion-effects-element-type-background), .jet-component-instance-3994.jet-listing-grid--45627 .elementor-element.elementor-element-40206c8 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/images\/other\/mortgage-investment.jpg\");}}@media(max-width:767px){.jet-component-instance-3994.jet-listing-grid--45627 .elementor-element.elementor-element-40206c8:not(.elementor-motion-effects-element-type-background), .jet-component-instance-3994.jet-listing-grid--45627 .elementor-element.elementor-element-40206c8 > .elementor-motion-effects-container > .elementor-motion-effects-layer{background-image:url(\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/images\/other\/mortgage-investment.jpg\");}}<\/style>\t\t<div data-elementor-type=\"jet-engine-component\" data-elementor-id=\"45627\" class=\"elementor elementor-45627 jet-listing-grid--45627 jet-component-instance-3994\" data-elementor-post-type=\"jet-engine\" style=\"\">\n\t\t\t\t<div class=\"elementor-element elementor-element-40206c8 e-flex e-con-boxed e-con e-parent\" data-id=\"40206c8\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-28642bd e-con-full e-flex e-con e-child\" data-id=\"28642bd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8cb7e1b elementor-widget elementor-widget-heading\" data-id=\"8cb7e1b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Kreditrechner<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2eed972 elementor-widget elementor-widget-heading\" data-id=\"2eed972\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><p>finbird bietet Kredit- und Baufinanzierungsrechner zur Ermittlung von Budgetrahmen und Eigenkapitalszenarien bei Baufinanzierungen.<\/p><\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be9e6c4 elementor-widget elementor-widget-spacer\" data-id=\"be9e6c4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e9cd174 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"e9cd174\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-shrink\" href=\"https:\/\/qf-de.finbird.digital\/?source=\/de\/kreditrechner\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Berater kontaktieren<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-095c9a4 elementor-widget elementor-widget-spacer\" data-id=\"095c9a4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ecc6afa elementor-icon-list--layout-inline elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ecc6afa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-right\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M285.476 272.971L91.132 467.314c-9.373 9.373-24.569 9.373-33.941 0l-22.667-22.667c-9.357-9.357-9.375-24.522-.04-33.901L188.505 256 34.484 101.255c-9.335-9.379-9.317-24.544.04-33.901l22.667-22.667c9.373-9.373 24.569-9.373 33.941 0L285.475 239.03c9.373 9.372 9.373 24.568.001 33.941z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0e61101 e-flex e-con-boxed e-con e-parent\" data-id=\"0e61101\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c844e07 elementor-widget elementor-widget-heading\" data-id=\"c844e07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kreditrechner f\u00fcr die Baufinanzierung<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7288dea elementor-widget elementor-widget-text-editor\" data-id=\"7288dea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ein Kreditrechner ist ein Instrument, das f\u00fcr die Vorbereitung eines Kreditantrags, insbesondere der konkreten Pr\u00fcfung einer Finanzierungsanfrage, verwendet wird. Ein Online-Kreditrechner ist zwar f\u00fcr eine grobe erste Einsch\u00e4tzung eines Budgets n\u00fctzlich, kann aber keine vollst\u00e4ndige und umfassende Finanzierungsberatung ersetzen. Ein Online-Kreditrechner gibt Anhaltspunkte zur H\u00f6he einer monatlichen Darlehensrate, einem maximal m\u00f6glichen Finanzierungsbetrag und verschiedenen Laufzeitvarianten. \u00dcber wichtige Machbarkeitskriterien einer Finanzierung kann ein Kreditrechner jedoch keine verl\u00e4ssliche Auskunft geben, wie es ein Finanzierungsberater im Rahmen der Kreditvorpr\u00fcfung und -vorbereitung tut.<\/p><p>Es gibt meistens zwei wichtige Fragen, die Kunden haben, wenn sie sich mit dem Gedanken eines Immobilienkaufs tragen. Einerseits wieviel Kredit und damit welchen maximalen Kaufpreis man sich in der gegebenen Situation leisten kann und andererseits welche Auswirkungen verschiedene Eigenkapitalszenarien auf die Zinskonditionen haben.<\/p><p>Im Rahmen unserer pers\u00f6nlichen Finanzierungsberatung gehen wir diesen wichtigen Fragen auf den Grund und kl\u00e4ren dar\u00fcber hinaus, wie die Finanzierungsstruktur optimal an die Bed\u00fcrfnisse der Kunden angepasst werden kann, ob es Situationen gibt, die einer Finanzierung entgegenstehen und welche flexiblen Optionen, wie eine schnellere R\u00fcckzahlung, Sondertilgungsm\u00f6glichkeiten oder kurzfristige Tilgungsreduzierungen in eine Baufinanzierung eingebaut werden k\u00f6nnen.<\/p><p>Durch Einbindung unserer Kreditrechner, Darlehensrechner und Baufinanzierungsrechner erfahren Sie mehr \u00fcber Ihre pers\u00f6nliche monatliche Darlehensrate, ihren maximalen Kreditbetrag und welche Auswirkungen mehr oder weniger Eigenkapital auf m\u00f6gliche Kreditkonditionen haben.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e98871 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"2e98871\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-shrink\" href=\"https:\/\/qf-de.finbird.digital\/?source=\/de\/kreditrechner\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Berater kontaktieren<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c5dae37 e-con-full e-flex e-con e-parent\" data-id=\"c5dae37\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<div class=\"elementor-element elementor-element-2b92578 e-con-full e-flex e-con e-child\" data-id=\"2b92578\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<a class=\"elementor-element elementor-element-07ae49d e-flex e-con-boxed e-con e-child\" data-id=\"07ae49d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a5122c elementor-widget elementor-widget-image\" data-id=\"1a5122c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/calculator-icon-yellow.png\" class=\"attachment-large size-large wp-image-7167\" alt=\"Gelbes Icon mit stilisiertem Taschenrechner \u2013 Symbol f\u00fcr Finanzrechner, Kalkulation oder Budgetplanung\" srcset=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/calculator-icon-yellow.png 128w, https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/calculator-12x12.png 12w\" sizes=\"(max-width: 128px) 100vw, 128px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-310e27c elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"310e27c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Erstpr\u00fcfung<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ef588ae elementor-widget elementor-widget-text-editor\" data-id=\"ef588ae\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Zu Beginn der Beratung verschaffen wir uns einen ersten \u00dcberblick zu Ihrer Finanzierungsanfrage und -situation. Dies umfasst insbesondere die Pr\u00fcfung der allgemeinen Machbarkeit, Ihrer Einkommens- und Eigenkapitalsituation sowie Ihrer individuellen W\u00fcnsche hinsichtlich der Struktur einer Baufinanzierung.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-3e9ad58 e-flex e-con-boxed e-con e-child\" data-id=\"3e9ad58\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3ffd825 elementor-widget elementor-widget-image\" data-id=\"3ffd825\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/affordablility-icon-yellow.png\" class=\"attachment-large size-large wp-image-7168\" alt=\"Gelbes Icon mit Haus und Geldsymbol \u2013 Symbol f\u00fcr Immobilienbudget oder erschwinglichen Wohnraum\" srcset=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/affordablility-icon-yellow.png 128w, https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/affordable-12x12.png 12w\" sizes=\"(max-width: 128px) 100vw, 128px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c290c64 elementor-widget elementor-widget-heading\" data-id=\"c290c64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Budget<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d494ca6 elementor-widget elementor-widget-text-editor\" data-id=\"d494ca6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Im n\u00e4chsten Schritt setzen wir unsere Kreditrechner, Darlehensrechner und Baufinanzierungsrechner ein, um das konkrete Finanzierungsbudget f\u00fcr Ihre Situation zu kalkulieren. Im Ergebnis k\u00f6nnen wir Ihnen eine maximale Kreditsumme empfehlen und Ihnen damit eine Orientierung geben f\u00fcr den maximal m\u00f6glichen Kaufpreis f\u00fcr eine Immobilie.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-47d85c7 e-con-full e-flex e-con e-child\" data-id=\"47d85c7\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t<a class=\"elementor-element elementor-element-6f66949 e-flex e-con-boxed e-con e-child\" data-id=\"6f66949\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e4384b4 elementor-widget elementor-widget-image\" data-id=\"e4384b4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/analysis-icon-yellow.png\" class=\"attachment-large size-large wp-image-7169\" alt=\"Gelbes Icon mit Diagramm oder Lupe \u2013 Symbol f\u00fcr Analyse, Auswertung oder Bewertung\" srcset=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/analysis-icon-yellow.png 128w, https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/analysis-12x12.png 12w\" sizes=\"(max-width: 128px) 100vw, 128px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bfee939 elementor-widget elementor-widget-heading\" data-id=\"bfee939\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Planung<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b389375 elementor-widget elementor-widget-text-editor\" data-id=\"b389375\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Im n\u00e4chsten Schritt kl\u00e4ren wir die konkrete Planung und Struktur einer Finanzierung und wie diese zu Ihren individuellen Pr\u00e4ferenzen passt. Hier geht es um maximale Laufzeiten, maximale monatliche Darlehensraten, Sondertilgungsoptionen zur fr\u00fchzeitigen Entschuldung sowie der optimalen Zinsbindung.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-26fd88b e-flex e-con-boxed e-con e-child\" data-id=\"26fd88b\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84f1b07 elementor-widget elementor-widget-image\" data-id=\"84f1b07\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/choose-icon-yellow.png\" class=\"attachment-large size-large wp-image-7170\" alt=\"Gelbes Icon mit H\u00e4kchen oder Optionssymbol \u2013 Symbol f\u00fcr Auswahl, Entscheidung oder personalisierte Optionen\" srcset=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/choose-icon-yellow.png 128w, https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/choose-12x12.png 12w\" sizes=\"(max-width: 128px) 100vw, 128px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-15bbd4b elementor-widget elementor-widget-heading\" data-id=\"15bbd4b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Entscheidung<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c8b388d elementor-widget elementor-widget-text-editor\" data-id=\"c8b388d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Als Ergebnis liegen Ihnen im Idealfall verschiedene Finanzierungsoptionen vor, die idealerweise Ihre Pr\u00e4ferenzen aber auch die Regularien der Banken ber\u00fccksichtigen. Mit Auswahl der passenden Finanzierungsstruktur stellen wir f\u00fcr Sie den Kreditantrag bei der Bank und begleiten die Kreditpr\u00fcfung.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-96fa30a e-flex e-con-boxed e-con e-parent\" data-id=\"96fa30a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ef38bc6 elementor-widget elementor-widget-heading\" data-id=\"ef38bc6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Mit einem unabh\u00e4ngigen Berater zusammenarbeiten<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36a21a6 elementor-widget elementor-widget-text-editor\" data-id=\"36a21a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Die Zusammenarbeit mit einem unabh\u00e4ngigen Finanzierungsberater f\u00fcr die Baufinanzierung bietet viele Vorteile. Der Finanzierungsberater hat nicht nur Zugang zu unterschiedlichen Banken, Bausparkassen und sonstigen Finanzierungspartnern, sondern kann auch bei komplexen Kunden- oder Immobiliensituationen gezielt unterst\u00fctzen und passende L\u00f6sungen anbieten.<\/p><p>Dar\u00fcber hinaus bietet der Zugang zu einem langj\u00e4hrigen Netzwerk von vertrauensw\u00fcrdigen Fachleuten, die den Immobilien- und Finanzierungsmarkt gut kennen, einen echten Mehrwert auf dem Weg zum erfolgreichen Immobilienkauf. Wir arbeiten hier insbesondere mit qualifizierten Gutachtern, erfahrenen Anw\u00e4lten und Steuerberatern zusammen, die unsere Kunden mit einer professionellen <a href=\"\/de\/baufinanzierung\/\">Beratung<\/a> w\u00e4hrend des Immobilienprozesses umfassend unterst\u00fctzen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-97fd5d1 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"97fd5d1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-shrink\" href=\"https:\/\/qf-de.finbird.digital\/?source=\/de\/kreditrechner\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Berater kontaktieren<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9147c3c e-flex e-con-boxed e-con e-parent\" data-id=\"9147c3c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d5d65ea elementor-widget elementor-widget-heading\" data-id=\"d5d65ea\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">FAQs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27648e3 elementor-widget elementor-widget-n-accordion\" data-id=\"27648e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;max_items_expended&quot;:&quot;multiple&quot;,&quot;default_state&quot;:&quot;expanded&quot;,&quot;n_accordion_animation_duration&quot;:{&quot;unit&quot;:&quot;ms&quot;,&quot;size&quot;:400,&quot;sizes&quot;:[]}}\" data-widget_type=\"nested-accordion.default\">\n\t\t\t\t\t\t\t<div class=\"e-n-accordion\" aria-label=\"Accordion. Open links with Enter or Space, close with Escape, and navigate with Arrow Keys\">\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4130\" class=\"e-n-accordion-item\" open>\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"1\" tabindex=\"0\" aria-expanded=\"true\" aria-controls=\"e-n-accordion-item-4130\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Was sind die Vorteile eines Kreditrechners? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:sketch=\"http:\/\/www.bohemiancoding.com\/sketch\/ns\" width=\"800px\" height=\"800px\" viewBox=\"0 0 32 32\" fill=\"#000000\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><title>minus-circle<\/title><desc>Created with Sketch Beta.<\/desc><defs> <\/defs><g id=\"Page-1\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\" sketch:type=\"MSPage\"><g id=\"Icon-Set-Filled\" sketch:type=\"MSLayerGroup\" transform=\"translate(-518.000000, -1089.000000)\" fill=\"#27223E\"><path d=\"M540,1106 L528,1106 C527.447,1106 527,1105.55 527,1105 C527,1104.45 527.447,1104 528,1104 L540,1104 C540.553,1104 541,1104.45 541,1105 C541,1105.55 540.553,1106 540,1106 L540,1106 Z M534,1089 C525.163,1089 518,1096.16 518,1105 C518,1113.84 525.163,1121 534,1121 C542.837,1121 550,1113.84 550,1105 C550,1096.16 542.837,1089 534,1089 L534,1089 Z\" id=\"minus-circle\" sketch:type=\"MSShapeGroup\"> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:sketch=\"http:\/\/www.bohemiancoding.com\/sketch\/ns\" width=\"800px\" height=\"800px\" viewBox=\"0 0 32 32\" fill=\"#000000\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><title>plus-circle<\/title><desc>Created with Sketch Beta.<\/desc><defs> <\/defs><g id=\"Page-1\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\" sketch:type=\"MSPage\"><g id=\"Icon-Set\" sketch:type=\"MSLayerGroup\" transform=\"translate(-464.000000, -1087.000000)\" fill=\"#27223E\"><path d=\"M480,1117 C472.268,1117 466,1110.73 466,1103 C466,1095.27 472.268,1089 480,1089 C487.732,1089 494,1095.27 494,1103 C494,1110.73 487.732,1117 480,1117 L480,1117 Z M480,1087 C471.163,1087 464,1094.16 464,1103 C464,1111.84 471.163,1119 480,1119 C488.837,1119 496,1111.84 496,1103 C496,1094.16 488.837,1087 480,1087 L480,1087 Z M486,1102 L481,1102 L481,1097 C481,1096.45 480.553,1096 480,1096 C479.447,1096 479,1096.45 479,1097 L479,1102 L474,1102 C473.447,1102 473,1102.45 473,1103 C473,1103.55 473.447,1104 474,1104 L479,1104 L479,1109 C479,1109.55 479.447,1110 480,1110 C480.553,1110 481,1109.55 481,1109 L481,1104 L486,1104 C486.553,1104 487,1103.55 487,1103 C487,1102.45 486.553,1102 486,1102 L486,1102 Z\" id=\"plus-circle\" sketch:type=\"MSShapeGroup\"> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4130\" class=\"elementor-element elementor-element-ec305ea e-con-full e-flex e-con e-child\" data-id=\"ec305ea\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a34b462 elementor-widget elementor-widget-text-editor\" data-id=\"a34b462\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Ein Online-Kreditrechner kann Ihnen zun\u00e4chst sehr grobe Szenarien aufzeigen mit welcher Finanzierungssumme, monatlicher Darlehensrate und Laufzeit Sie f\u00fcr eine Baufinanzierung kalkulieren m\u00fcssen. Der Online Darlehensrechner kann dabei eine erste Orientierung geben, ersetzt aber keine umfassende und personalisierte Finanzierungsberatung.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4131\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"2\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4131\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Was sind wichtige Faktoren f\u00fcr Errechnung eines Budgets durch einen Kreditrechner? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:sketch=\"http:\/\/www.bohemiancoding.com\/sketch\/ns\" width=\"800px\" height=\"800px\" viewBox=\"0 0 32 32\" fill=\"#000000\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><title>minus-circle<\/title><desc>Created with Sketch Beta.<\/desc><defs> <\/defs><g id=\"Page-1\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\" sketch:type=\"MSPage\"><g id=\"Icon-Set-Filled\" sketch:type=\"MSLayerGroup\" transform=\"translate(-518.000000, -1089.000000)\" fill=\"#27223E\"><path d=\"M540,1106 L528,1106 C527.447,1106 527,1105.55 527,1105 C527,1104.45 527.447,1104 528,1104 L540,1104 C540.553,1104 541,1104.45 541,1105 C541,1105.55 540.553,1106 540,1106 L540,1106 Z M534,1089 C525.163,1089 518,1096.16 518,1105 C518,1113.84 525.163,1121 534,1121 C542.837,1121 550,1113.84 550,1105 C550,1096.16 542.837,1089 534,1089 L534,1089 Z\" id=\"minus-circle\" sketch:type=\"MSShapeGroup\"> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:sketch=\"http:\/\/www.bohemiancoding.com\/sketch\/ns\" width=\"800px\" height=\"800px\" viewBox=\"0 0 32 32\" fill=\"#000000\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><title>plus-circle<\/title><desc>Created with Sketch Beta.<\/desc><defs> <\/defs><g id=\"Page-1\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\" sketch:type=\"MSPage\"><g id=\"Icon-Set\" sketch:type=\"MSLayerGroup\" transform=\"translate(-464.000000, -1087.000000)\" fill=\"#27223E\"><path d=\"M480,1117 C472.268,1117 466,1110.73 466,1103 C466,1095.27 472.268,1089 480,1089 C487.732,1089 494,1095.27 494,1103 C494,1110.73 487.732,1117 480,1117 L480,1117 Z M480,1087 C471.163,1087 464,1094.16 464,1103 C464,1111.84 471.163,1119 480,1119 C488.837,1119 496,1111.84 496,1103 C496,1094.16 488.837,1087 480,1087 L480,1087 Z M486,1102 L481,1102 L481,1097 C481,1096.45 480.553,1096 480,1096 C479.447,1096 479,1096.45 479,1097 L479,1102 L474,1102 C473.447,1102 473,1102.45 473,1103 C473,1103.55 473.447,1104 474,1104 L479,1104 L479,1109 C479,1109.55 479.447,1110 480,1110 C480.553,1110 481,1109.55 481,1109 L481,1104 L486,1104 C486.553,1104 487,1103.55 487,1103 C487,1102.45 486.553,1102 486,1102 L486,1102 Z\" id=\"plus-circle\" sketch:type=\"MSShapeGroup\"> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4131\" class=\"elementor-element elementor-element-5bb959d e-con-full e-flex e-con e-child\" data-id=\"5bb959d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a11dc26 elementor-widget elementor-widget-text-editor\" data-id=\"a11dc26\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bei der Berechnung eines Budgets f\u00fcr eine Finanzierung durch einen Kreditrechner werden mehrere Faktoren ber\u00fccksichtigt, darunter Ihr Nettoeinkommen, Ihre bestehenden Kredite, aktuelle Zinskonditionen, die Kreditlaufzeit und die H\u00f6he des Eigenkapitals, das f\u00fcr die Finanzierung ben\u00f6tigt wird.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4132\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"3\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4132\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Wie hilft ein Kreditrechner bei der Ermittlung von verschiedenen Eigenkapitalszenarien? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:sketch=\"http:\/\/www.bohemiancoding.com\/sketch\/ns\" width=\"800px\" height=\"800px\" viewBox=\"0 0 32 32\" fill=\"#000000\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><title>minus-circle<\/title><desc>Created with Sketch Beta.<\/desc><defs> <\/defs><g id=\"Page-1\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\" sketch:type=\"MSPage\"><g id=\"Icon-Set-Filled\" sketch:type=\"MSLayerGroup\" transform=\"translate(-518.000000, -1089.000000)\" fill=\"#27223E\"><path d=\"M540,1106 L528,1106 C527.447,1106 527,1105.55 527,1105 C527,1104.45 527.447,1104 528,1104 L540,1104 C540.553,1104 541,1104.45 541,1105 C541,1105.55 540.553,1106 540,1106 L540,1106 Z M534,1089 C525.163,1089 518,1096.16 518,1105 C518,1113.84 525.163,1121 534,1121 C542.837,1121 550,1113.84 550,1105 C550,1096.16 542.837,1089 534,1089 L534,1089 Z\" id=\"minus-circle\" sketch:type=\"MSShapeGroup\"> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:sketch=\"http:\/\/www.bohemiancoding.com\/sketch\/ns\" width=\"800px\" height=\"800px\" viewBox=\"0 0 32 32\" fill=\"#000000\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><title>plus-circle<\/title><desc>Created with Sketch Beta.<\/desc><defs> <\/defs><g id=\"Page-1\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\" sketch:type=\"MSPage\"><g id=\"Icon-Set\" sketch:type=\"MSLayerGroup\" transform=\"translate(-464.000000, -1087.000000)\" fill=\"#27223E\"><path d=\"M480,1117 C472.268,1117 466,1110.73 466,1103 C466,1095.27 472.268,1089 480,1089 C487.732,1089 494,1095.27 494,1103 C494,1110.73 487.732,1117 480,1117 L480,1117 Z M480,1087 C471.163,1087 464,1094.16 464,1103 C464,1111.84 471.163,1119 480,1119 C488.837,1119 496,1111.84 496,1103 C496,1094.16 488.837,1087 480,1087 L480,1087 Z M486,1102 L481,1102 L481,1097 C481,1096.45 480.553,1096 480,1096 C479.447,1096 479,1096.45 479,1097 L479,1102 L474,1102 C473.447,1102 473,1102.45 473,1103 C473,1103.55 473.447,1104 474,1104 L479,1104 L479,1109 C479,1109.55 479.447,1110 480,1110 C480.553,1110 481,1109.55 481,1109 L481,1104 L486,1104 C486.553,1104 487,1103.55 487,1103 C487,1102.45 486.553,1102 486,1102 L486,1102 Z\" id=\"plus-circle\" sketch:type=\"MSShapeGroup\"> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4132\" class=\"elementor-element elementor-element-7315351 e-con-full e-flex e-con e-child\" data-id=\"7315351\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8561ee2 elementor-widget elementor-widget-text-editor\" data-id=\"8561ee2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Im Rahmen unserer Beratung und durch unsere Kreditrechner k\u00f6nnen verschiedene Konditionen f\u00fcr die Kundensituation ermittelt werden, wenn mehr oder weniger Eigenkapital durch den Kreditnehmer eingebracht werden kann. Dadurch ist es m\u00f6glich zu entscheiden welcher Eigenkapitalbetrag der optimale ist und wie sich dieser auf die individuellen Zinsen sowie die Gesamtkosten einer Finanzierung auswirkt.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4133\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"4\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4133\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Wie oft sollte ich bei meiner Finanzierungsanfrage einen Kreditrechner benutzen? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:sketch=\"http:\/\/www.bohemiancoding.com\/sketch\/ns\" width=\"800px\" height=\"800px\" viewBox=\"0 0 32 32\" fill=\"#000000\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><title>minus-circle<\/title><desc>Created with Sketch Beta.<\/desc><defs> <\/defs><g id=\"Page-1\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\" sketch:type=\"MSPage\"><g id=\"Icon-Set-Filled\" sketch:type=\"MSLayerGroup\" transform=\"translate(-518.000000, -1089.000000)\" fill=\"#27223E\"><path d=\"M540,1106 L528,1106 C527.447,1106 527,1105.55 527,1105 C527,1104.45 527.447,1104 528,1104 L540,1104 C540.553,1104 541,1104.45 541,1105 C541,1105.55 540.553,1106 540,1106 L540,1106 Z M534,1089 C525.163,1089 518,1096.16 518,1105 C518,1113.84 525.163,1121 534,1121 C542.837,1121 550,1113.84 550,1105 C550,1096.16 542.837,1089 534,1089 L534,1089 Z\" id=\"minus-circle\" sketch:type=\"MSShapeGroup\"> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:sketch=\"http:\/\/www.bohemiancoding.com\/sketch\/ns\" width=\"800px\" height=\"800px\" viewBox=\"0 0 32 32\" fill=\"#000000\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><title>plus-circle<\/title><desc>Created with Sketch Beta.<\/desc><defs> <\/defs><g id=\"Page-1\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\" sketch:type=\"MSPage\"><g id=\"Icon-Set\" sketch:type=\"MSLayerGroup\" transform=\"translate(-464.000000, -1087.000000)\" fill=\"#27223E\"><path d=\"M480,1117 C472.268,1117 466,1110.73 466,1103 C466,1095.27 472.268,1089 480,1089 C487.732,1089 494,1095.27 494,1103 C494,1110.73 487.732,1117 480,1117 L480,1117 Z M480,1087 C471.163,1087 464,1094.16 464,1103 C464,1111.84 471.163,1119 480,1119 C488.837,1119 496,1111.84 496,1103 C496,1094.16 488.837,1087 480,1087 L480,1087 Z M486,1102 L481,1102 L481,1097 C481,1096.45 480.553,1096 480,1096 C479.447,1096 479,1096.45 479,1097 L479,1102 L474,1102 C473.447,1102 473,1102.45 473,1103 C473,1103.55 473.447,1104 474,1104 L479,1104 L479,1109 C479,1109.55 479.447,1110 480,1110 C480.553,1110 481,1109.55 481,1109 L481,1104 L486,1104 C486.553,1104 487,1103.55 487,1103 C487,1102.45 486.553,1102 486,1102 L486,1102 Z\" id=\"plus-circle\" sketch:type=\"MSShapeGroup\"> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4133\" class=\"elementor-element elementor-element-5b6388d e-con-full e-flex e-con e-child\" data-id=\"5b6388d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f93d716 elementor-widget elementor-widget-text-editor\" data-id=\"f93d716\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Sie k\u00f6nnen zu Beginn verschiedene Online-Kreditrechner nutzen, um ein besseres Gef\u00fchl f\u00fcr die relevanten Kennzahlen einer Baufinanzierung und um einen ersten Einblick in m\u00f6gliche Kalkulationen f\u00fcr Ihre Situation zu erhalten. Finale und realistische Finanzierungsoptionen sollten Sie jedoch von Ihrem Finanzierungsberater pr\u00fcfen lassen, da dieser nochmal konkretere Hinweise zur Machbarkeit oder Optimierung einer Finanzierung geben kann.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4134\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"5\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4134\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Kann ich einen Kreditrechner f\u00fcr die Simulation einer schnelleren Entschuldung verwenden? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:sketch=\"http:\/\/www.bohemiancoding.com\/sketch\/ns\" width=\"800px\" height=\"800px\" viewBox=\"0 0 32 32\" fill=\"#000000\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><title>minus-circle<\/title><desc>Created with Sketch Beta.<\/desc><defs> <\/defs><g id=\"Page-1\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\" sketch:type=\"MSPage\"><g id=\"Icon-Set-Filled\" sketch:type=\"MSLayerGroup\" transform=\"translate(-518.000000, -1089.000000)\" fill=\"#27223E\"><path d=\"M540,1106 L528,1106 C527.447,1106 527,1105.55 527,1105 C527,1104.45 527.447,1104 528,1104 L540,1104 C540.553,1104 541,1104.45 541,1105 C541,1105.55 540.553,1106 540,1106 L540,1106 Z M534,1089 C525.163,1089 518,1096.16 518,1105 C518,1113.84 525.163,1121 534,1121 C542.837,1121 550,1113.84 550,1105 C550,1096.16 542.837,1089 534,1089 L534,1089 Z\" id=\"minus-circle\" sketch:type=\"MSShapeGroup\"> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:sketch=\"http:\/\/www.bohemiancoding.com\/sketch\/ns\" width=\"800px\" height=\"800px\" viewBox=\"0 0 32 32\" fill=\"#000000\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><title>plus-circle<\/title><desc>Created with Sketch Beta.<\/desc><defs> <\/defs><g id=\"Page-1\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\" sketch:type=\"MSPage\"><g id=\"Icon-Set\" sketch:type=\"MSLayerGroup\" transform=\"translate(-464.000000, -1087.000000)\" fill=\"#27223E\"><path d=\"M480,1117 C472.268,1117 466,1110.73 466,1103 C466,1095.27 472.268,1089 480,1089 C487.732,1089 494,1095.27 494,1103 C494,1110.73 487.732,1117 480,1117 L480,1117 Z M480,1087 C471.163,1087 464,1094.16 464,1103 C464,1111.84 471.163,1119 480,1119 C488.837,1119 496,1111.84 496,1103 C496,1094.16 488.837,1087 480,1087 L480,1087 Z M486,1102 L481,1102 L481,1097 C481,1096.45 480.553,1096 480,1096 C479.447,1096 479,1096.45 479,1097 L479,1102 L474,1102 C473.447,1102 473,1102.45 473,1103 C473,1103.55 473.447,1104 474,1104 L479,1104 L479,1109 C479,1109.55 479.447,1110 480,1110 C480.553,1110 481,1109.55 481,1109 L481,1104 L486,1104 C486.553,1104 487,1103.55 487,1103 C487,1102.45 486.553,1102 486,1102 L486,1102 Z\" id=\"plus-circle\" sketch:type=\"MSShapeGroup\"> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4134\" class=\"elementor-element elementor-element-30a2c51 e-con-full e-flex e-con e-child\" data-id=\"30a2c51\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-64db4df elementor-widget elementor-widget-text-editor\" data-id=\"64db4df\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Viele Online-Kreditrechner erlauben eine grobe Simulation von verschiedenen Tilgungsoptionen zur schnelleren Entschuldung oder Senkung der monatlichen Darlehensrate. Auch hier kann Ihnen aber Ihr Finanzierungsberater zuverl\u00e4ssigere Informationen geben, da eine freie Wahl der Tilgung nicht immer m\u00f6glich ist, weil manche Banken Mindesttilgungen oder Anforderungen an die R\u00fcckzahlung von Darlehen vor dem Eintritt ins Rentenalter haben.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t\t<details id=\"e-n-accordion-item-4135\" class=\"e-n-accordion-item\" >\n\t\t\t\t<summary class=\"e-n-accordion-item-title\" data-accordion-index=\"6\" tabindex=\"-1\" aria-expanded=\"false\" aria-controls=\"e-n-accordion-item-4135\" >\n\t\t\t\t\t<span class='e-n-accordion-item-title-header'><div class=\"e-n-accordion-item-title-text\"> Was ist, wenn ich Fragen hinsichtlich der Ergebnisse eines Kreditrechners habe? <\/div><\/span>\n\t\t\t\t\t\t\t<span class='e-n-accordion-item-title-icon'>\n\t\t\t<span class='e-opened' ><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:sketch=\"http:\/\/www.bohemiancoding.com\/sketch\/ns\" width=\"800px\" height=\"800px\" viewBox=\"0 0 32 32\" fill=\"#000000\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><title>minus-circle<\/title><desc>Created with Sketch Beta.<\/desc><defs> <\/defs><g id=\"Page-1\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\" sketch:type=\"MSPage\"><g id=\"Icon-Set-Filled\" sketch:type=\"MSLayerGroup\" transform=\"translate(-518.000000, -1089.000000)\" fill=\"#27223E\"><path d=\"M540,1106 L528,1106 C527.447,1106 527,1105.55 527,1105 C527,1104.45 527.447,1104 528,1104 L540,1104 C540.553,1104 541,1104.45 541,1105 C541,1105.55 540.553,1106 540,1106 L540,1106 Z M534,1089 C525.163,1089 518,1096.16 518,1105 C518,1113.84 525.163,1121 534,1121 C542.837,1121 550,1113.84 550,1105 C550,1096.16 542.837,1089 534,1089 L534,1089 Z\" id=\"minus-circle\" sketch:type=\"MSShapeGroup\"> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t\t<span class='e-closed'><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" xmlns:xlink=\"http:\/\/www.w3.org\/1999\/xlink\" xmlns:sketch=\"http:\/\/www.bohemiancoding.com\/sketch\/ns\" width=\"800px\" height=\"800px\" viewBox=\"0 0 32 32\" fill=\"#000000\"><g id=\"SVGRepo_bgCarrier\" stroke-width=\"0\"><\/g><g id=\"SVGRepo_tracerCarrier\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/g><g id=\"SVGRepo_iconCarrier\"><title>plus-circle<\/title><desc>Created with Sketch Beta.<\/desc><defs> <\/defs><g id=\"Page-1\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\" sketch:type=\"MSPage\"><g id=\"Icon-Set\" sketch:type=\"MSLayerGroup\" transform=\"translate(-464.000000, -1087.000000)\" fill=\"#27223E\"><path d=\"M480,1117 C472.268,1117 466,1110.73 466,1103 C466,1095.27 472.268,1089 480,1089 C487.732,1089 494,1095.27 494,1103 C494,1110.73 487.732,1117 480,1117 L480,1117 Z M480,1087 C471.163,1087 464,1094.16 464,1103 C464,1111.84 471.163,1119 480,1119 C488.837,1119 496,1111.84 496,1103 C496,1094.16 488.837,1087 480,1087 L480,1087 Z M486,1102 L481,1102 L481,1097 C481,1096.45 480.553,1096 480,1096 C479.447,1096 479,1096.45 479,1097 L479,1102 L474,1102 C473.447,1102 473,1102.45 473,1103 C473,1103.55 473.447,1104 474,1104 L479,1104 L479,1109 C479,1109.55 479.447,1110 480,1110 C480.553,1110 481,1109.55 481,1109 L481,1104 L486,1104 C486.553,1104 487,1103.55 487,1103 C487,1102.45 486.553,1102 486,1102 L486,1102 Z\" id=\"plus-circle\" sketch:type=\"MSShapeGroup\"> <\/path><\/g><\/g><\/g><\/svg><\/span>\n\t\t<\/span>\n\n\t\t\t\t\t\t<\/summary>\n\t\t\t\t<div role=\"region\" aria-labelledby=\"e-n-accordion-item-4135\" class=\"elementor-element elementor-element-dfa7eec e-con-full e-flex e-con e-child\" data-id=\"dfa7eec\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-850699b elementor-widget elementor-widget-text-editor\" data-id=\"850699b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bei finbird f\u00fchren wir Analysen mit Kreditrechnern immer im Rahmen einer umfassenden Finanzierungsberatung durch. Daher haben Sie w\u00e4hrend unserer Beratung jederzeit einen direkten Ansprechpartner, mit dem Sie alle anfallenden Fragen und Unklarheiten kl\u00e4ren k\u00f6nnen. Wir erl\u00e4utern Ihnen sowohl unbekannte Fachbegriffe der Baufinanzierung und gehen verschiedene Szenarien mit Ihnen durch, um sicherzustellen, dass Sie Ihre Finanzierungsoptionen, die Vereinbarungen in Ihrem Darlehensvertrag und die Gesamtkosten Ihrer Finanzierung verstehen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/details>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3a868cb e-flex e-con-boxed e-con e-parent\" data-id=\"3a868cb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f71cc7 elementor-widget elementor-widget-heading\" data-id=\"5f71cc7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Finanzierungsprozess<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-db2f9b7 elementor-widget elementor-widget-text-editor\" data-id=\"db2f9b7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bei finbird bieten wir eine umfassende Finanzierungsberatung, die auf die unterschiedlichsten Bed\u00fcrfnisse unserer Kunden zugeschnitten ist. Unsere Beratung mit Kreditrechnern, Darlehensrechnern und Baufinanzierungsrechnern unterst\u00fctzt uns dabei das Budget unserer Kunden optimal zu kalkulieren, passende Finanzierungskonzepte anzubieten sowie verschiedene Eigenkapitalszenarien f\u00fcr die optimale Baufinanzierung zu ermitteln.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a963fc5 elementor-align-left elementor-widget elementor-widget-button\" data-id=\"a963fc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-shrink\" href=\"https:\/\/qf-de.finbird.digital\/?source=\/de\/kreditrechner\/\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Berater kontaktieren<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f0e2020 e-con-full e-flex e-con e-parent\" data-id=\"f0e2020\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1a830c3 elementor-widget elementor-widget-template\" data-id=\"1a830c3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"template.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-template\">\n\t\t\t\t\t<div data-elementor-type=\"container\" data-elementor-id=\"33320\" class=\"elementor elementor-33320\" data-elementor-post-type=\"elementor_library\">\n\t\t\t\t<div class=\"elementor-element elementor-element-68aad82e e-con-full e-flex e-con e-parent\" data-id=\"68aad82e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[],&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-2f142251 e-flex e-con-boxed e-con e-child\" data-id=\"2f142251\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-84e5c73 elementor-widget elementor-widget-heading\" data-id=\"84e5c73\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Finanzexpertise f\u00fcr unterschiedliche Bed\u00fcrfnisse<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a195076 elementor-widget elementor-widget-text-editor\" data-id=\"1a195076\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Bei finbird bieten wir ein umfassendes Portfolio an Finanzdienstleistungen, das auf verschiedenste Kundenbed\u00fcrfnisse zugeschnitten ist \u2013 von privaten Baufinanzierungen L\u00f6sungen f\u00fcr internationale Fachkr\u00e4fte bis hin zu internationalen Finanzierungen und Kapitall\u00f6sungen f\u00fcr Unternehmen. Profitieren Sie von unserer langj\u00e4hrigen Expertise, durchdachten Strategien und zuverl\u00e4ssigen Finanzierungsl\u00f6sungen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5fc83a84 e-grid e-con-boxed e-con e-child\" data-id=\"5fc83a84\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<a class=\"elementor-element elementor-element-3f73a436 e-con-full e-flex e-con e-child\" data-id=\"3f73a436\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/finbird.de\/de\/baufinanzierung\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-59d22cd3 elementor-widget elementor-widget-image\" data-id=\"59d22cd3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/home-care-icon-yellow.png\" class=\"attachment-large size-large wp-image-33336\" alt=\"Gelbes Icon mit Haus und Herzsymbol \u2013 Symbol f\u00fcr Wohnen, F\u00fcrsorge oder pers\u00f6nliche Immobilienberatung\" srcset=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/home-care-icon-yellow.png 128w, https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/home-care-12x12.png 12w\" sizes=\"(max-width: 128px) 100vw, 128px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5740b7f2 elementor-widget elementor-widget-heading\" data-id=\"5740b7f2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Baufinanzierung<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-59a01d2c e-con-full e-flex e-con e-child\" data-id=\"59a01d2c\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/finbird.de\/de\/internationale-fachkraefte\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-172c108d elementor-widget elementor-widget-image\" data-id=\"172c108d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/international-collaboration-icon-yellow.png\" class=\"attachment-large size-large wp-image-33357\" alt=\"Gelbes Icon mit stilisierten Personen und Weltkugel \u2013 Symbol f\u00fcr internationale Zusammenarbeit\" srcset=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/international-collaboration-icon-yellow.png 128w, https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/international-collaboration-icon-yellow-12x12.png 12w\" sizes=\"(max-width: 128px) 100vw, 128px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-301aa965 elementor-widget elementor-widget-heading\" data-id=\"301aa965\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Internationale Fachkr\u00e4fte<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-4b91ee71 e-con-full e-flex e-con e-child\" data-id=\"4b91ee71\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/finbird.de\/de\/internationale-finanzierungen\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-244e1bfb elementor-widget elementor-widget-image\" data-id=\"244e1bfb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/globe-airplane-icon-yellow.png\" class=\"attachment-large size-large wp-image-33362\" alt=\"Gelbes Icon mit Weltkugel und Flugzeugsymbol \u2013 Symbol f\u00fcr internationale Verbindungen und Mobilit\u00e4t\" srcset=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/globe-airplane-icon-yellow.png 128w, https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/globe-airplane-12x12.png 12w\" sizes=\"(max-width: 128px) 100vw, 128px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2bbc6737 elementor-widget elementor-widget-heading\" data-id=\"2bbc6737\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Internationale Finanzierung<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t<a class=\"elementor-element elementor-element-149653f6 e-con-full e-flex e-con e-child\" data-id=\"149653f6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;jet_parallax_layout_list&quot;:[]}\" href=\"https:\/\/finbird.de\/de\/unternehmenskunden\/\">\n\t\t\t\t<div class=\"elementor-element elementor-element-43ad9631 elementor-widget elementor-widget-image\" data-id=\"43ad9631\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"128\" height=\"128\" src=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/corporate-wealth-icon-yellow.png\" class=\"attachment-large size-large wp-image-33383\" alt=\"Gelbes Icon mit Geb\u00e4uden, Diagramm oder Geldsymbol \u2013 Symbol f\u00fcr Corporate Wealth Management\" srcset=\"https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/corporate-wealth-icon-yellow.png 128w, https:\/\/finbird.de\/wp-content\/uploads\/assets\/icons\/yellow\/corporate-wealth-icon-12x12.png 12w\" sizes=\"(max-width: 128px) 100vw, 128px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-425bf3fd elementor-widget elementor-widget-heading\" data-id=\"425bf3fd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Unternehmenskunden<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/a>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Kreditrechner f\u00fcr Ihre  Baufinanzierung: finbird zeigt Ihnen Budget, Zinsen und Laufzeiten. Profitieren Sie von spezialisierter Beratung und Top-Konditionen.<\/p>\n","protected":false},"author":6,"featured_media":34796,"parent":0,"menu_order":5,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-3151","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/finbird.de\/de\/wp-json\/wp\/v2\/pages\/3151","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/finbird.de\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/finbird.de\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/finbird.de\/de\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/finbird.de\/de\/wp-json\/wp\/v2\/comments?post=3151"}],"version-history":[{"count":0,"href":"https:\/\/finbird.de\/de\/wp-json\/wp\/v2\/pages\/3151\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/finbird.de\/de\/wp-json\/wp\/v2\/media\/34796"}],"wp:attachment":[{"href":"https:\/\/finbird.de\/de\/wp-json\/wp\/v2\/media?parent=3151"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}